Meet Tony’s Baby

For most of our married lives (going on an even dozen years!), Tony and I have lived very frugally. We didn’t take a “real” honeymoon until 2005 (we got married in 2000), and we backed out of purchasing a house in the middle of the real estate bubble, because we felt like we would be getting in over our heads. (Too bad no banks felt like telling us, but hooray for making wise, tough choices!) Even now, though we live comfortably, we are still cost-conscious in our decisions. Continue reading